The Free Application for Federal Student Aid (FAFSA), must be completed to determine eligibility for federal financial aid.
To be eligible to receive federal student aid, you must:
Many types of federal student aid, such as the Federal Pell Grant or subsidized loans where the government pays the interest while you are in college, also require you to have financial need. Additionally, once you have a bachelor’s degree or a first professional degree, you are generally not eligible for Pell or Federal Supplemental Educational Opportunity Grants (FSEOG).
Other requirements may apply. Contact the NCMC Financial Aid Office for more information.
FEDERAL PELL GRANT
FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG)
IRAQ AFGHANISTAN SERVICE GRANT
You may be eligible to receive the Iraq and Afghanistan Service Grant if:
FEDERAL WORK STUDY
FEDERAL DIRECT LOANS (Subsidized and Unsubsidized)
Learn more about Federal Direct Subsidized or Unsubsidized Loans offered at NCMC.
FEDERAL DIRECT PARENT PLUS LOAN (Parent Loan for Undergraduate Students)
*A dependent student whose parents cannot borrow a PLUS loan (denied parent plus application required) may borrow an additional unsubsidized loan up to the independent annual loan limit.
A+ SCHOLARSHIP PROGRAM
This program provides scholarship funds to eligible graduates of A+ designated schools who attend a participating public community college or vocational/technical school, or certain private two-year vocational/technical schools.
For further information on this program please visit the MDHEWD website or the A+ Scholarship Program page.
ACCESS MISSOURI FINANCIAL ASSISTANCE PROGRAM
This is a need-based program designed to provide students with a simplified financial aid process, provide predictable, portable awards, and increase access to a student’s school of choice. Need is determined by the student’s expected family contribution (EFC) as calculated through the Free Application for Federal Student Aid (FAFSA).
Award amounts are based on the type of school you are attending when you receive the award. If you transfer to a different school, your award amount may change based on the type of school to which you transfer. If you are eligible for A+ tuition reimbursement, your Access Missouri award will be reduced by the amount of the reimbursement.
For further information on this program please visit the MDHEWD website.
BRIGHT FLIGHT PROGRAM
This is a merit-based program that encourages top-ranked high school seniors to attend approved Missouri post-secondary schools.
KIDS’ CHANCE SCHOLARSHIP PROGRAM
This program is available to children of workers who were seriously injured or died in a work-related accident covered and compensated by workers’ compensation. A serious injury is one that led to a paid settlement or judicial award and is verified with information from the Missouri Division of Workers’ Compensation.
MINORITY AND UNDERREPRESENTED ENVIRONMENTAL LITERCY PROGRAM
This scholarship is designed to assist academically talented minority and underrepresented individuals pursuing a bachelor’s or master’s degree in an environmental course of study that will lead to employment in a field that is clearly environmentally related. Recipients are selected by the Minority Environmental Literacy Advisory Committee. Renewal students and members of the following severely underrepresented minority ethnic groups have award priority: African Americans, Hispanic or Latino Americans, Native Americans and Alaska Natives, and Native Hawaiians and Pacific Islanders.
PUBLIC SAFETY OFFICER OR EMPLOYEE’S CHILD SURVIVOR GRANT
This is a program that provides tuition assistance to certain public employees and their families if the employee is killed or permanently and totally disabled in the line of duty.
Public safety officers include firefighters, police officers, capitol police officers, parole officers, probation officers, state correctional employees, water safety officers, conservation officers, park rangers, or highway patrolmen employed by Missouri or a political subdivision of the state. A permanent and total disability is a disability that renders the person unable to engage in any gainful work. If you are a dependent child, you will remain eligible through the semester in which you turn 24, unless you have already received your first bachelor’s degree by that time.
WARTIME VETERAN’S SURVIVORS GRANT
This program is available annually to children and spouses of Veterans whose deaths or injuries were: a result of combat action or were attributed to an illness that was contracted while serving in combat action, or who became 80% disabled as a result of injuries or accidents sustained in combat action since September 11, 2001. The total number of veterans that may receive a grant in any year is limited by statute to 25. The veteran must have been a Missouri resident when first entering the military service or at the time of death or injury. The Missouri Veteran’s Commission determines whether the veteran meets the program’s requirements.
FAST TRACK INCENTIVE GRANT
The Fast Track Workforce Incentive Grant is a new financial aid program for adults. The grant addresses workforce needs by helping adults pursue a certificate, degree, or industry-recognized credential in an area designated as high need. Grant recipients must maintain Missouri residency and work in Missouri for three years after graduation to prevent the grant from becoming a loan that must be repaid with interest.
MISSOURI SAVING FOR TUITION (MO$T) PROGRAM
This savings program allows individuals to establish state-sponsored savings accounts for qualified post-secondary education expenses. Contributions to these accounts, up to the annual cap amount, and interest earnings will not be taxed by the state. Such accounts will also allow contributors to take advantage of certain federal tax incentives related to educational savings. For more information about the MO$T Program, call toll free (888) 414-5678 (MO$T) or visit the website at www.missourimost.org.
MISSOURI HEALTH PROFESSIONAL NURSING STUDENT LOANS
Professional and Practical Nursing Student Loans provide financial aid to students pursuing careers as licensed practical nurses or professional nurses in underserved areas of Missouri. For further information on this program or to obtain an application please visit Health Professional Nursing Student Loans.
NORTH CENTRAL MISSOURI COLLEGE BOARD OF TRUSTEES SCHOLARSHIP
Academic scholarships open to high school seniors or those who have graduated within the last year. Students completing a home- school high school program are also eligible by meeting the ACT requirement below. Scholarship award could be up to $600 per semester, renewable for three additional semesters.
To be eligible you must:
To renew the award:
MISSOURI BOYS STATE AND MISSOURI GIRLS STATE SCHOLARSHIPS
Scholarships granted to two high school seniors in each category who have attended Missouri Boys and Girls State. The award is for one year at $250 per semester.
E2 EDUCATION EMPOWERS SCHOLARSHIP
Scholarship awarded to an incoming full-time, first-year NCMC student. Scholarship award is $600 per semester, renewable for three additional semesters.
Scholarship applications are provided annually by the Office of Financial Aid upon request in the fall semester. Scholarship application deadline is October 1.
NEW TRADITIONS SCHOLARSHIPS
Scholarships awarded to NCMC students who are displaced homemakers, single parents, nontraditional majors, economically disadvantaged, or have a disability or limited English proficiency. Scholarship recipients will be notified by the Office of Financial Aid.
NCMC ATHLETIC SCHOLARSHIPS
Scholarships available to outstanding athletes in the areas of softball, baseball and basketball. Recipients are selected on an individual basis by the NCMC Athletic Director and coaches.
Scholarships available for International students on an F-1 student visa, qualified applicants may be eligible for up to $500 a semester in scholarship funds based on funds availability. Students must live in the residence halls to receive the scholarship. Renewal of the scholarship each semester is based on maintaining F-1 visa status, satisfactory academic progress, no disciplinary actions for conduct, and continued residence in the residence halls.
NORTH CENTRAL MISSOURI COLLEGE FOUNDATION SCHOLARSHIPS
General Scholarship funds are provided through the generosity of NCMC alumni and supporters of the College. Scholarship award amounts vary and may be renewed for an additional semester with continuous full-time enrollment and a minimum cumulative GPA of 2.5.
All full-time students are encouraged to apply for Foundation Scholarships by completing the NCMC Scholarship Application by the April 1. Please visit the NCMC website for a complete listing of available scholarships and their respective eligibility requirements.
May have programs to help pay the cost of postsecondary education for employees, members, or of their children.
MISSOURI JOB CENTER INFORMATION
Trenton Job Center 1104 Main Street Trenton, MO 64683 660-359-5636 ext. 15
Maryville Job Center 114 West 3rd Street Maryville, MO 64468 660-582-8980 1-800-711-5408
Chillicothe Job Center 601 West Mohawk Road Chillicothe, MO 64601 660-646-0673 1-888-728-5627
St. Joseph Job Center 2202 Fredrick Avenue St. Joseph, MO 64506 816-387-2380 1-800-711-5408
Dislocated Worker Program visit https://nwwdb.org/programs/.
SNAP (Food Stamps), Medicaid, Childcare assistance visit http://dss.mo.gov/fsd or call (855) 373-4636.
Vocational Rehabilitation visit Vocational Rehabilitation Services or contact your local VR district office:
Chillicothe VR 603 W Mohawk Road Chillicothe, MO 64601 (660) 646-9741 (866) 572-4049
St. Joseph VR 525 Jules, Room 201 State Office Building St. Joseph, MO 64501 (816) 387-2280 (877) 702-9876
The Missouri Job Center also offers the following services to students: Career Exploration, Resume Development, Job Search Assistance, Access to Applications, Skill Assessment, Job Training Programs (Grants for Education), Scholarship Information, Labor Market Information, Training Site Information
Workshops to include: Job Search, Resume Building, Interview Skills, Basic Computer Skills
UMOS, Inc. National Farm Work Jobs Program
Workforce Innovation and Opportunity Act—Assistance with career services and training, funding for school and related costs, weekly stipends, job search assistance and emergency assistance for eligible migrant and seasonal farmworkers.
To learn more, visit http:/nfjp.umos.org.
For further information contact:
Kim Hinkle, Office Manager ([email protected]) Dana Keller, Executive Director ([email protected]) PO Box 49 103 South Third Street La Belle, MO 63447 (660) 213-3221 www.gamminc.org
For online scholarship searches our office recommends that you use FastWeb. FastWeb is a free internet search engine that will personalize your scholarship search.
As a general rule, students should only consider obtaining a private education loan if they have maxed out their Federal Direct Loan eligibility or if they are no longer eligible for Federal financial aid through the FAFSA.
Alternative loans are loans taken through private lenders, used for educational purposes. If you are considering using an alternative loan, we recommend visiting www.finaid.org/loans/privatestudentloans and reading about these loans and your lender options.
NCMC’s Code of Conduct for Alternative Student Loans:
The following Student Loan Code of Conduct has been developed to prohibit a conflict of interest with responsibilities of North Central Missouri College (NCMC) employees in regards to private education loans and in compliance with the Higher Education Opportunity Act:
It is the responsibility of the borrower to know their rights under the Truth in Lending Act. If you are considering a private loan make sure that you read and understand this information: Truth in Lending Act.
Applying for Federal Student Loans is a Better Option: If you have not completed a FAFSA application (studentaid.gov), it is recommended that you do so. Students who are seeking an eligible certificate or degree with NCMC and who meet other eligibility criteria may have eligibility for Federal Student Loans. These loans may be more favorable for you, as a borrower, than the use of a private student loan. You can read more about Federal Student Loans at studentaid.gov.
The Mission of the Military & Veteran Services Team at NCMC is to create a welcoming environment that is dedicated to supporting the needs of military service members, veterans, and dependents as they make the transition to higher education and pursue their career goals.
Find more information about educational benefits, services and resources available to our Military & Veteran Students on the NCMC website.